Heat the air-fryer to 180C. Bake the split bagel for 2-3 mins to toast it lightly. Remove from the air-fryer and make the hole in the top bagel slightly wider by cutting with a sharp knife (this is to make the egg easier to fit – if the bagel has a wide hole already this may not be necessary). Spread the chilli jam or chutney on the bottom slice, then sprinkle over the cheddar and add a slice of ham. Top with the other half of bagel and cook for 5 mins in the air-fryer to melt the cheese a little.

Remove the bagel from the air-fryer, then either crack the egg directly into the hole in the top of the bagel. If the egg seems a little too large, you can try lifting up the bagel slice just a little to allow some of the white to sit underneath. Put in the air-fryer and bake for 8-10 mins until the egg is cooked to your liking, the cheese has melted and the bagel is golden. Grind over a little black pepper, if you like.