Heat a large skillet over medium heat. Add the ground beef and cook until mostly browned. Add in all the spices and mix well.

Sprinkle the flour into the cooked beef and stir until it has absorbed into the grease. Cook for 1-2 minutes.

Stream in the milk and cook until slightly thickened. Add the condensed cheddar cheese soup and mix well to combine.

Working in a few batches, stir in the shredded cheese until melted. Remove from heat

Fold in the tomato and beans. Season to taste with salt and pepper.