1/3 cup coconut oil (, virgin or unrefined (normal oil also works but not as tasty, Note 1))

1 large egg (, at room temperature (~55g/2oz))

2/3 cup milk (, at room temperature - full fat best (low fat and non-dairy ok too))

1/3 cup yogurt (, plain/unsweetened)

1/2 cup honey ((or maple syrup))

1/2 tsp vanilla extract

1 1/4 cups wheat germ (best) (OR 1 1/4 cups (80g) wheat bran (Note 2))

1 1/2 cups wholemeal flour ((sub ordinary flour - Note 3))

1/4 tsp salt

1 tsp cinnamon powder

1 tsp baking powder ((Note 4))

1 tsp baking soda (, sifted if lumpy (or 3 tsp extra baking powder) - Note 4)

250g / 8 oz raspberries (, 18 set aside and cut in half to decorate top if desired)

2 cups diced fresh fruit ((not watery) - like apples, pears)

1 1/4 cups dried fruit, nuts, choc chips etc